At My Life Financial Services we offer our clients a full range of services via our own in house mortgage/remortgage advisors, loan specialists and protection consultants. We also partner with a couple of select organisations that have been vetted by us and have the same principles of providing high quality advice and services.
We will look at all possible options for you:
Remortgage Secured Loans Debt Consolidation
IVA and Debt Consolidation from My Life Financial Services and Partners are one of the UK's leading advisers on debt management and IVAs. Put simply this means if you have debt, we can help you reduce your debt or payments or become debt free in 60 months or less.
If you're unsecured debts are over £15,000 our IVA specialists can show you how to reduce your debts, stop creditors hassling you and become debt free in 60 months or less. For debts under £15,000 our specialist debt management team can advise you on a range of options designed to help reduce your debts.
IVA? What is an IVA?
An IVA or,Individual Voluntary Arrangement, allows you to avoid the trauma of bankruptcy. For people who owe more than £15,000, One of our specialy chosen partners can provide IVA advice and IVA information. As insolvency practitioners they are licensed to agree IVAs for our clients. to find out more about about IVA's, click here
Debt Management plans will reduce and eventually clear all outstanding debt by management of assets and dealing with your creditors. Debt Management involves entering into an agreement with an established and ethical debt management company that is offering a deal that makes good financial sense.
Is an IVA right for me?
Are you struggling to pay all your creditors: Credit card debt, Loans, store cards, really and debt that is not secured against your home and this is having an impact on being able to pay your priority debts: Rent, Mortgage, Council tax ect.
If your debts are over £15,000 an IVA could be your best option for reducing debt quickly and in a controled manner. It means people you owe money to will not contact you, your debts will be cleared in a specific time period and your monthly payments are reduced.
Is Debt Managment right for me?
Debt Managers will deal with arranging lower monthly payments for you via your creditors and by simply paying them one monthly payment they will distribute this to your creditors allowing you time to get back on your feet. Our specialist debt managment partners can provide free advice to help.
